Real estate investment analysis
How to analyze a real estate investment property
Analyze a property before the numbers become a surprise. A listing can look attractive and still fail as an investment. MyInversorAI brings the acquisition, financing, operating and exit assumptions into one strategy-aware analysis so investors can see what drives the result before committing capital.
- Strategies
- 5
- Risk profiles
- 3
- Core metrics
- 6
- Report languages
- 2
Plan · Budget first
From your budget to a property shortlist
- Start with available capital
- Budget models a purchase range from income, savings, debt, down payment and estimated costs. Adjusting the inputs changes the scenario; it does not preapprove a mortgage.
- Build an Investment Kit
- Paid plans can model a same-region property mix within capital for down payments, costs and reserves. That limit is not the sum of purchase prices when financing is used. Remove or replace properties when compatible alternatives exist.
- Check the property in person
- Use the English or Spanish PDF with a property-specific checklist and ten visit questions. Area indicators depend on available data; missing information is not proof of safety.
Metrics · Read them together
The investment metrics that need to agree
No single metric tells the whole story. A useful property analysis checks income, debt, return and risk together.
- Monthly cash flow
- Income remaining after vacancy, operating expenses and mortgage payments.
- Cap rate
- Net operating income divided by property value, before financing.
- Cash-on-cash return
- Annual pre-tax cash flow divided by the cash invested.
- DSCR
- Net operating income divided by annual debt service, showing debt coverage.
- IRR and equity multiple
- Long-term return measures that include projected cash flows and exit equity.
- Maximum allowable offer
- A strategy-specific ceiling derived from the deal assumptions, not a market appraisal.
Try these metrics on a property now, with your own numbers, in the free calculators.
Strategy · Same address, different deal
One property, five different strategies
The same address can be weak as a long-term rental and attractive as a flip, or the reverse. MyInversorAI evaluates rental, short-term rental, flip, BRRRR and resale workflows with assumptions that match the strategy. Risk profile also matters: conservative, neutral and aggressive investors should not receive the same interpretation of uncertainty.
- Strategies
- RentalShort-term rentalFlipBRRRRResale
- Risk profiles
- ConservativeNeutralAggressive
Workflow · Repeatable steps
A repeatable underwriting workflow
- Enter the property, acquisition, financing, income and expense assumptions.
- Review public property records and market context without silently replacing your inputs.
- Compare strategy scores, cash flow, debt coverage and return projections.
- Stress-test the assumptions that could change the decision.
- Save, compare and export a bilingual report that preserves the analysis.
Limits · Read before deciding
What an investment score can and cannot do
The score is a screening tool, not a promise of performance, appraisal or financial advice. It summarizes the modeled deal under the assumptions provided. Investors should verify taxes, insurance, rent, repairs, title, zoning, financing and comparable sales with qualified professionals before making a decision.
Plans · Start free
Start free. Upgrade when the deal needs more.
Free covers property analysis with the Neutral risk profile and ZipFinder with full listing addresses, the Zillow link and analysis. Investor Pro adds PDF reports, Budget, the Investment Kit, all three risk profiles and the strategy matrix.
Free
$0 USD/mo
To get started
Limits
- 3 analyses/day · up to 10 saved
- Compare up to 2 properties
- ZipFinder: 1 search/day · up to 6 listings/search
Highlights
- Property analysis, including STR
- ZipFinder listings with full addresses
- Pulse and market context
Neutral risk profile only.
Create a free accountInvestor Pro
$7.99 USD/mo
To analyze with more tools
Limits
- 6 analyses/day · up to 20 saved
- Compare up to 5 properties
- ZipFinder: 3 searches/day · up to 15 listings/search
Highlights
- PDF reports with a property visit guide
- Profiles, matrix and advanced indicators
- Interactive Budget
- Investment Kit
- ZipFinder filters and sorting
Realtor commissions and client-report branding belong to Realtor plans.
Choose Investor ProNext step
Bring your next property. Read the numbers before you commit.
Create a free account, enter a property you are considering and compare its strategies with your own assumptions.