Terms of Service

Effective Date: May 1, 2026
Last Updated: September 1, 2026

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("you," "your," or "User") and Your Best Data LLC, a Florida limited liability company doing business as MyInversorAI ("Company," "we," "us," or "our"). These Terms govern your access to and use of the website at https://myinversorai.com, the MyInversorAI mobile application, and all related services, features, and content (collectively, the "Service").

By creating an account, accessing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you do not agree to these Terms, do not use the Service.

These Terms include important provisions about how disputes are resolved, including a binding arbitration clause and a waiver of class action rights (Section 16). Please read them carefully.

Your Best Data LLC is registered in Florida under document number L25000194405 (EIN 61-2256524), with its principal place of business at 3750 S Dixie Hwy, Suite 613, Miami, FL 33133.

2. Eligibility

To use the Service, you must:

Be at least eighteen (18) years of age
Have the legal capacity to enter into a binding contract under applicable law
Reside within the United States
Not be barred from using the Service under applicable law (including U.S. export controls and sanctions regulations)
Not have been previously suspended or removed from the Service

By using the Service, you represent and warrant that you meet all of these eligibility requirements. The Service is not intended for users outside the United States. If you access the Service from outside the United States, you do so at your own risk and are responsible for compliance with local laws.

3. Account Registration

To access most features of the Service, you must create an account. When you register, you agree to:

Provide accurate, current, and complete information
Maintain the accuracy of your account information
Keep your password confidential and secure
Be responsible for all activities that occur under your account
Promptly notify us at info@myinversorai.com of any unauthorized use of your account or any other security breach

We are not liable for any loss or damage arising from your failure to comply with these account security obligations. You are responsible for the actions of anyone who accesses the Service using your credentials, whether or not authorized by you.

We reserve the right to refuse registration, suspend accounts, or terminate accounts at our discretion, with or without notice, particularly if we detect abuse, fraud, or violations of these Terms.

4. Service Description

The Service is a software-as-a-service tool that provides real estate investment analysis, including but not limited to:

Property financial modeling (cash flow, return on investment, internal rate of return, debt service coverage, capitalization rate, and other industry-standard metrics)
Investment scoring and strategy comparison across multiple investment approaches (rental, fix-and-flip, BRRRR, resale, short-term rental)
ZIP code-level deal screening based on synthetic underwriting
Market context dashboards with macroeconomic indicators
PDF report generation for personal or professional use
Realtor directory and client report features (for professional users on applicable plans)

The Service relies on data from third-party providers, public records, and macroeconomic statistics. All outputs of the Service are estimates based on user-provided inputs and reasonable assumptions. They are not financial advice, professional appraisals, or guarantees of any future outcome (see Section 11: Disclaimers).

We may modify, expand, or remove features of the Service at any time, with or without notice. We will use reasonable efforts to notify users of material changes that affect existing functionality.

5. Subscription Plans, Billing, Cancellation, and Refunds

5.1 Plans and Limits

The Service offers a free tier and paid plans. Current prices, features, and daily or feature-specific limits are shown on the current pricing page and purchase screen. You may not evade limits through duplicate accounts or prohibited automation.

5.2 Billing Channel and Renewal

Web subscriptions are processed by Square. Purchases made in the mobile applications are processed by Apple App Store or Google Play, and RevenueCat synchronizes the resulting entitlement with your MyInversorAI account. We do not receive or store your full payment-card number.

By subscribing, you authorize recurring charges for the price and billing period shown at checkout, plus applicable tax. A paid subscription renews until cancelled.

5.3 Cancellation

For a web subscription, use the available web-subscription controls or contact info@myinversorai.com before the renewal date. A subscription purchased through Apple App Store or Google Play must be cancelled in that same store's subscription settings. MyInversorAI cannot cancel a store transaction on the user's behalf.

Deleting your MyInversorAI account, signing out, or uninstalling the app does not cancel an active subscription. Cancel the subscription through its billing channel first if you want recurring charges to stop. Cancellation generally prevents the next renewal while access continues through the paid period, subject to the billing provider's terms.

5.4 Refunds, Failed Payments, and Changes

Refunds and billing disputes for Apple or Google purchases are governed by that store and must be requested through it. For Square web purchases, contact info@myinversorai.com; refunds are provided when required by law or under the offer displayed at purchase. We do not promise a refund that was not shown at checkout.

A failed payment may suspend paid access or return the account to the free tier. We may change plans or prices prospectively and will provide any notice required by law or the applicable billing provider before the change applies.

6. License to Use the Service

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your personal use (free and Investor plans) or your professional real estate practice (Realtor and Team plans).

This license does not grant you any right to:

Resell, sublicense, lease, or otherwise commercialize the Service
Modify, copy, distribute, or create derivative works based on the Service
Reverse-engineer, decompile, disassemble, or attempt to derive the source code of the Service (except as permitted by applicable law that cannot be waived)
Access the Service to build a competing product or service
Use automated tools (bots, scrapers, crawlers) to access the Service except as expressly permitted by us
Use the Service in any manner that violates applicable law

7. User Content and Community Safety

Your Content and License

The Service lets users submit property inputs, analysis notes, client-report information, public Realtor directory profiles, photographs, biographies, specialties, and other material ("User Content"). You retain ownership and grant Your Best Data LLC a non-exclusive license to host, store, reproduce, display, moderate, and process that content only as needed to operate, secure, and improve the Service.

Before publishing a directory profile or other public User Content, you must accept these rules. You represent that you have the rights and permissions needed for the content, including permission for client information, photographs, trademarks, and professional claims, and that the content is accurate and not misleading.

Prohibited User Content

You may not submit, publish, or use the Service to distribute content that:

is illegal, fraudulent, deceptive, materially misleading, or promotes scams;
discriminates in housing or violates federal, state, or local Fair Housing requirements;
harasses, threatens, exploits, humiliates, or encourages harm against another person;
contains sexual exploitation, non-consensual sexual content, or graphic content intended to shock or abuse;
violates privacy, publicity, confidentiality, copyright, trademark, or other rights;
is spam, unauthorized solicitation, malware, impersonation, a false license or credential, or manipulated engagement; or
attempts to expose personal data, bypass security, or interfere with the Service.

Reporting, Blocking, and Moderation

Users can report public profile content, report the account behind a profile, and block a profile from the profile actions. A block hides that profile for the blocking user; it does not notify the blocked user and does not replace a safety report. Reports may also be submitted through the Support page using Safety or abuse report or by emailing info@myinversorai.com.

We may review reports and User Content and may reject, restrict, unpublish, remove, preserve, or disclose content; limit features; suspend or terminate accounts; or contact authorities when reasonably necessary or legally required. We do not promise to pre-screen every item or resolve every report in a particular way, but we operate ongoing moderation and may act without advance notice when safety, law, or platform integrity requires it.

8. Prohibited Conduct

You agree not to:

Violate the law: Use the Service for any unlawful purpose, including violations of intellectual property, privacy, defamation, or fair-housing laws
Infringe rights: Upload content that infringes on the rights of any third party
Discriminate: Use the Service to facilitate housing discrimination on the basis of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, disability, or any other characteristic protected under federal, state, or local fair-housing laws
Attempt unauthorized access: Attempt to gain unauthorized access to the Service, other users' accounts, or any related systems or networks
Disrupt the Service: Engage in any activity that interferes with or disrupts the Service, including denial-of-service attacks, malware, or excessive automated requests
Scrape or copy: Use bots, scrapers, or other automated means to access, copy, or extract data from the Service, except for personal use of the public homepage as permitted by our robots.txt
Reverse-engineer: Attempt to decompile, reverse-engineer, or extract the source code of the Service
Resell or sublicense: Sublicense, sell, or commercially exploit the Service or your access to it (except as a Realtor using your subscription to provide professional services to clients)
Misrepresent identity: Impersonate any person or entity, or create accounts using false information
Send spam: Use the Service to send unsolicited commercial communications
Circumvent limits: Bypass plan limits, rate limits, or other restrictions designed to maintain Service stability and fairness
Use stolen credentials: Access the Service using credentials you do not own or are not authorized to use
Violate Apple/Google terms: Use the mobile app in any manner that violates the Apple App Store Terms of Service or Google Play Terms of Service

Violation of any of these prohibitions may result in immediate suspension or termination of your account and may expose you to civil and criminal liability.

9. Intellectual Property Rights

9.1 Our Intellectual Property

The Service and all of its content, features, design, branding, code, algorithms, scoring methodology, market data presentations, copyright, trademarks, service marks, logos, and intellectual property are owned by or licensed to Your Best Data LLC. The Service is protected by U.S. and international intellectual property laws.

"MyInversorAI" and "Your Best Data" are trademarks or service marks of Your Best Data LLC. You may not use these marks without our prior written permission.

9.2 Feedback

If you provide us with feedback, suggestions, or ideas about the Service ("Feedback"), you grant us an unlimited, perpetual, irrevocable, royalty-free license to use that Feedback for any purpose, including incorporating it into the Service, without obligation to you.

10. Third-Party Services and Data

The Service relies on data and functionality provided by third parties, including but not limited to:

Property records and market data from RentCast
Address autocomplete and geocoding from Geoapify
Map rendering from Mapbox
Macroeconomic data from the Federal Reserve Bank of St. Louis (FRED)
Database, authentication, and storage from Supabase
Email delivery from Resend
Hosting from Hostinger

We do not control these third-party services. Their accuracy, availability, and continuity are not guaranteed. We are not liable for any errors, omissions, or unavailability of third-party data or services.

The Service may also display links to third-party websites. We are not responsible for the content, privacy practices, or business practices of those websites.

11. Disclaimers

11.1 Not Financial, Legal, or Real Estate Advice

THE SERVICE PROVIDES INFORMATIONAL ANALYSIS BASED ON USER-PROVIDED INPUTS AND THIRD-PARTY DATA. THE SERVICE IS NOT FINANCIAL ADVICE, INVESTMENT ADVICE, LEGAL ADVICE, TAX ADVICE, REAL ESTATE APPRAISAL, OR ANY OTHER PROFESSIONAL ADVICE. Outputs of the Service, including investment scores, projected cash flows, internal rates of return, comparable rents, deal scores, and verdict text, are estimates and should not be relied upon as the sole basis for any investment, lending, purchase, sale, or other financial decision.

Real estate investing involves substantial risk, including the risk of loss of principal. Past performance and projections are not guarantees of future results. You should consult with qualified financial advisors, real estate professionals, attorneys, accountants, and other licensed professionals before making any investment or transaction decision based on the Service.

Where the Service is used by a licensed real estate professional ("Realtor user") to prepare reports for clients, the Realtor user is solely responsible for the accuracy, suitability, and presentation of those reports to their clients. Your Best Data LLC is not the source or guarantor of any opinion, recommendation, or representation made by Realtor users to their clients.

11.2 No Warranty

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE
WARRANTIES THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED
WARRANTIES REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY DATA OR CONTENT PROVIDED THROUGH THE SERVICE
WARRANTIES THAT THE SERVICE WILL MEET YOUR REQUIREMENTS

NO ORAL OR WRITTEN INFORMATION OR ADVICE OBTAINED FROM US OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL YOUR BEST DATA LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE TO YOU FOR ANY:

INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES
LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES
DAMAGES RESULTING FROM RELIANCE ON THE SERVICE FOR INVESTMENT, LENDING, OR OTHER FINANCIAL DECISIONS
DAMAGES RESULTING FROM UNAUTHORIZED ACCESS TO YOUR ACCOUNT
DAMAGES RESULTING FROM SERVICE INTERRUPTIONS OR DELAYS
DAMAGES RESULTING FROM ERRORS, OMISSIONS, OR INACCURACIES IN THIRD-PARTY DATA

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

These limitations are an essential part of the agreement between you and Your Best Data LLC. Without these limitations, we would not be able to provide the Service to you. Some jurisdictions do not allow the exclusion or limitation of certain damages, so the limitations in this Section may not apply to you in full.

13. Indemnification

You agree to defend, indemnify, and hold harmless Your Best Data LLC, its officers, directors, employees, agents, affiliates, licensors, and service providers from and against any claims, damages, obligations, losses, liabilities, costs, debt, and expenses (including but not limited to reasonable attorneys' fees) arising from:

Your use of and access to the Service
Your violation of any term of these Terms
Your violation of any third-party right, including intellectual property, privacy, or publicity rights
Any User Content you submit to the Service
Your representations or recommendations to your clients (Realtor users)

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate fully with our defense.

14. Suspension and Termination

14.1 Termination by You

An authenticated user may permanently delete the account through the in-app or signed-in Website flow. A user who cannot sign in may submit a request at https://myinversorai.com/data-deletion or email info@myinversorai.com; that external request is processed after identity verification.

Account deletion does not cancel an active Square, Apple, or Google subscription. Cancel through the original billing channel before deleting the account if you want recurring charges to stop.

14.2 Suspension or Termination by Us

We may restrict, suspend, or terminate access for nonpayment, fraud, abuse, a security risk, prohibited User Content, violation of these Terms, legal compliance, extended inactivity, or discontinuation of the Service. We may remove or unpublish User Content while a safety or policy report is reviewed.

14.3 Effect of Termination

A successful authenticated deletion ends access immediately and removes active account data as described in the Privacy Policy. External requests are completed after verification. Limited billing, tax, deletion-compliance, security, anti-fraud, support, dispute, backup, or legally required records may remain only for the purposes and periods described in the Privacy Policy. Provisions that by their nature must survive termination continue to apply.

15. Modifications to These Terms

We may modify these Terms at any time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:

Update the "Last Updated" date at the top of these Terms
Provide a notice within the Service or by email to your registered address
For substantial changes, give at least 30 days' notice before the changes take effect

Your continued use of the Service after the effective date of any updated Terms constitutes your acceptance of the updated Terms. If you do not agree with the updated Terms, you must stop using the Service before the effective date.

16. Dispute Resolution; Arbitration; Class Action Waiver

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court.

16.1 Informal Resolution

Before initiating any formal dispute, you agree to first contact us at info@myinversorai.com and attempt in good faith to resolve the dispute informally. We will attempt to resolve the dispute within 30 days of receipt of your notice.

16.2 Binding Arbitration

If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Service ("Dispute") will be resolved by binding individual arbitration rather than in court, except that:

Either party may bring an individual action in small claims court for disputes within the jurisdiction of small claims court
Either party may seek emergency injunctive relief in court to protect intellectual property or confidentiality

The arbitration will be conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration will be conducted in English, in Miami-Dade County, Florida, or by videoconference at the arbitrator's discretion. The arbitrator's decision will be final and binding.

16.3 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH PARTY MAY BRING DISPUTES AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate the claims of multiple parties or preside over any class or representative proceeding.

16.4 30-Day Opt-Out Right

You may opt out of the arbitration agreement and class action waiver in this Section by sending written notice to info@myinversorai.com within 30 days of your first acceptance of these Terms, with the subject line "Arbitration Opt-Out." Your notice must include your full name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration.

If you opt out, neither you nor we will be required to arbitrate Disputes; both parties' right to file a lawsuit in court is preserved. Opting out will not affect any other provision of these Terms.

16.5 Severability

If any portion of this Section 16 is found to be unenforceable, the remaining portions will continue in effect. If the class action waiver is found unenforceable in a particular dispute, then that particular dispute (but not the entire arbitration agreement) will proceed in court rather than arbitration.

17. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida and the federal laws of the United States, without regard to conflict-of-law principles. Subject to Section 16 (Dispute Resolution), any judicial action permitted under these Terms will be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to the personal jurisdiction of those courts.

The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

18. Miscellaneous

18.1 Entire Agreement. These Terms, together with the Privacy Policy and any other notices or agreements expressly incorporated, constitute the entire agreement between you and Your Best Data LLC regarding the Service.

18.2 Severability. If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

18.3 No Waiver. Our failure to enforce any right or provision of these Terms is not a waiver of that right or provision.

18.4 Assignment. You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms without your consent in connection with a merger, acquisition, sale of assets, or similar transaction.

18.5 Force Majeure. We are not liable for any failure or delay in performance caused by events beyond our reasonable control, including natural disasters, war, terrorism, civil unrest, governmental action, or failures of third-party infrastructure (such as internet service providers, cloud platforms, or payment processors).

18.6 Notices. We may provide notices to you by email to your registered address, by posting within the Service, or by other reasonable means. You agree to receive these notices electronically.

18.7 Apple App Store Additional Terms. If you access the Service through Apple's App Store, the following additional terms apply: (a) These Terms are between you and Your Best Data LLC, not Apple. Apple is not responsible for the Service or its content. (b) You may use the Service only on Apple-branded devices that you own or control. (c) Apple has no obligation to provide maintenance or support. (d) In the event of a failure to conform to a warranty, you may notify Apple, who will refund the purchase price; Apple has no other warranty obligation. (e) Apple is not responsible for product claims, intellectual property infringement, or other claims related to the Service. (f) Apple is a third-party beneficiary of these Terms and may enforce them against you.

18.8 Google Play Additional Terms. If you access the Service through Google Play, your use is also subject to the Google Play Terms of Service.

18.9 Headings. Section headings are for convenience only and do not affect interpretation of these Terms.

19. Contact Us

For questions, concerns, or notices regarding these Terms, please contact us:

Your Best Data LLC (d/b/a MyInversorAI)
3750 S Dixie Hwy, Suite 613
Miami, FL 33133
United States

Email: info@myinversorai.com

For privacy-related inquiries specifically, please refer to our Privacy Policy at https://myinversorai.com/privacy.

By using MyInversorAI, you acknowledge that you have read, understood, and agreed to these Terms of Service.