Terms of Service

Effective Date: May 1, 2026
Last Updated: May 1, 2026

1. Agreement to Terms

These Terms of Service ("Terms") constitute a legally binding agreement between you ("you," "your," or "User") and Your Best Data LLC, a Florida limited liability company doing business as MyInversorAI ("Company," "we," "us," or "our"). These Terms govern your access to and use of the website at https://myinversorai.com, the MyInversorAI mobile application, and all related services, features, and content (collectively, the "Service").

By creating an account, accessing, or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated by reference. If you do not agree to these Terms, do not use the Service.

These Terms include important provisions about how disputes are resolved, including a binding arbitration clause and a waiver of class action rights (Section 16). Please read them carefully.

Your Best Data LLC is registered in Florida under document number L25000194405 (EIN 61-2256524), with its principal place of business at 3750 S Dixie Hwy, Suite 613, Miami, FL 33133.

2. Eligibility

To use the Service, you must:

Be at least eighteen (18) years of age
Have the legal capacity to enter into a binding contract under applicable law
Reside within the United States
Not be barred from using the Service under applicable law (including U.S. export controls and sanctions regulations)
Not have been previously suspended or removed from the Service

By using the Service, you represent and warrant that you meet all of these eligibility requirements. The Service is not intended for users outside the United States. If you access the Service from outside the United States, you do so at your own risk and are responsible for compliance with local laws.

3. Account Registration

To access most features of the Service, you must create an account. When you register, you agree to:

Provide accurate, current, and complete information
Maintain the accuracy of your account information
Keep your password confidential and secure
Be responsible for all activities that occur under your account
Promptly notify us at info@myinversorai.com of any unauthorized use of your account or any other security breach

We are not liable for any loss or damage arising from your failure to comply with these account security obligations. You are responsible for the actions of anyone who accesses the Service using your credentials, whether or not authorized by you.

We reserve the right to refuse registration, suspend accounts, or terminate accounts at our discretion, with or without notice, particularly if we detect abuse, fraud, or violations of these Terms.

4. Service Description

The Service is a software-as-a-service tool that provides real estate investment analysis, including but not limited to:

Property financial modeling (cash flow, return on investment, internal rate of return, debt service coverage, capitalization rate, and other industry-standard metrics)
Investment scoring and strategy comparison across multiple investment approaches (rental, fix-and-flip, BRRRR, resale, short-term rental)
ZIP code-level deal screening based on synthetic underwriting
Market context dashboards with macroeconomic indicators
PDF report generation for personal or professional use
Realtor directory and client report features (for professional users on applicable plans)

The Service relies on data from third-party providers, public records, and macroeconomic statistics. All outputs of the Service are estimates based on user-provided inputs and reasonable assumptions. They are not financial advice, professional appraisals, or guarantees of any future outcome (see Section 11: Disclaimers).

We may modify, expand, or remove features of the Service at any time, with or without notice. We will use reasonable efforts to notify users of material changes that affect existing functionality.

5. Subscription Plans, Billing, and Refunds

5.1 Free and Paid Plans

The Service offers a free tier with limited functionality and several paid subscription tiers ("Paid Plans") with expanded features. The current plans, their features, and pricing are described on the Service's pricing page. Plans may include monthly limits on the number of analyses, comparisons, ZIP searches, and PDF reports you can generate.

We reserve the right to introduce new plans, discontinue existing plans, or change pricing. For changes that affect your existing subscription, we will notify you at least 30 days in advance and give you the opportunity to cancel before the change takes effect.

5.2 Billing Authorization

By subscribing to a Paid Plan, you authorize us (or our payment processor, currently Stripe, Inc., or the applicable mobile app store billing system) to charge your designated payment method:

The applicable subscription fee at the start of each billing period
Any applicable taxes (sales tax, VAT, GST as required)
Any one-time charges associated with your account (such as plan upgrades or add-ons)

We use industry-standard payment processors. We do not store full payment card numbers on our systems; payment data is handled directly by Stripe or the applicable mobile app store, subject to their respective privacy policies and security standards.

5.3 Auto-Renewal

Unless cancelled, Paid Plans automatically renew at the end of each billing period (typically monthly or annually) at the then-current price for your plan. You will be charged automatically using the payment method on file.

5.4 Cancellation

You may cancel your subscription at any time through your account settings or by contacting us at info@myinversorai.com. Cancellation takes effect at the end of the current billing period; you retain access to paid features until that date. No partial refunds are issued for unused portions of the current billing period, except as described below or as required by applicable law.

5.5 Refund Policy

Subscriptions purchased directly through MyInversorAI (Stripe):

We offer a 14-day money-back guarantee for first-time subscribers. If you are dissatisfied with the Service within 14 days of your initial subscription, contact us at info@myinversorai.com and we will issue a full refund.
After the 14-day guarantee window, all subscription fees are non-refundable, except where required by applicable law.
Renewals are non-refundable. To avoid being charged for the next renewal, cancel your subscription before the renewal date.

Subscriptions purchased through Apple App Store or Google Play:

Refunds for subscriptions purchased through Apple App Store or Google Play are governed by their respective policies and must be requested directly through Apple or Google. We do not control these refund processes.

Disputed charges: If you believe you have been incorrectly charged, contact us at info@myinversorai.com within 30 days of the charge so we can investigate and resolve the issue.

5.6 Failed Payments

If a payment fails, we will retry the charge several times over a period of up to 14 days. During this time, your access to paid features may be suspended. If payment cannot be collected within 14 days, your account may be downgraded to the free tier. You remain responsible for any unpaid amounts.

5.7 Promotional Discounts

We may offer promotional discounts, free trials, or referral credits at our discretion. Promotional terms apply only to the user receiving them, are non-transferable, and have no cash value. We reserve the right to modify or revoke promotional offers at any time, except for discounts already applied to active subscriptions.

5.8 Taxes

Subscription fees do not include applicable taxes. You are responsible for all sales taxes, use taxes, value-added taxes, and similar taxes imposed on your purchase, except for taxes based on our net income.

6. License to Use the Service

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service for your personal use (free and Investor plans) or your professional real estate practice (Realtor and Team plans).

This license does not grant you any right to:

Resell, sublicense, lease, or otherwise commercialize the Service
Modify, copy, distribute, or create derivative works based on the Service
Reverse-engineer, decompile, disassemble, or attempt to derive the source code of the Service (except as permitted by applicable law that cannot be waived)
Access the Service to build a competing product or service
Use automated tools (bots, scrapers, crawlers) to access the Service except as expressly permitted by us
Use the Service in any manner that violates applicable law

7. User Content and License to Us

7.1 Your Content

The Service allows you to submit content, including property addresses, financial inputs, analysis annotations, profile information, photographs, and client information ("User Content"). You retain all ownership rights in your User Content.

7.2 License to Us

By submitting User Content, you grant Your Best Data LLC a worldwide, non-exclusive, royalty-free, sublicensable license to host, store, reproduce, display, and process your User Content solely as necessary to provide and operate the Service. This license terminates when you delete your User Content from the Service or when your account is deleted, except for backup retention as described in our Privacy Policy.

We do not claim ownership of your User Content. We do not use your User Content to train artificial intelligence or machine learning models.

7.3 User Content Representations

By submitting User Content, you represent and warrant that:

You own or have all necessary rights to submit the User Content
The User Content does not violate any third-party rights, including intellectual property, privacy, or publicity rights
For client information you submit (Realtor users), you have obtained appropriate consent from the client to share their information with the Service
The User Content is accurate and not misleading
The User Content does not contain malware, viruses, or other harmful code

7.4 Removal of User Content

We reserve the right (but are not obligated) to remove User Content that violates these Terms, applicable law, or third-party rights, or that we determine is otherwise objectionable, with or without notice.

8. Prohibited Conduct

You agree not to:

Violate the law: Use the Service for any unlawful purpose, including violations of intellectual property, privacy, defamation, or fair-housing laws
Infringe rights: Upload content that infringes on the rights of any third party
Discriminate: Use the Service to facilitate housing discrimination on the basis of race, color, national origin, religion, sex (including gender identity and sexual orientation), familial status, disability, or any other characteristic protected under federal, state, or local fair-housing laws
Attempt unauthorized access: Attempt to gain unauthorized access to the Service, other users' accounts, or any related systems or networks
Disrupt the Service: Engage in any activity that interferes with or disrupts the Service, including denial-of-service attacks, malware, or excessive automated requests
Scrape or copy: Use bots, scrapers, or other automated means to access, copy, or extract data from the Service, except for personal use of the public homepage as permitted by our robots.txt
Reverse-engineer: Attempt to decompile, reverse-engineer, or extract the source code of the Service
Resell or sublicense: Sublicense, sell, or commercially exploit the Service or your access to it (except as a Realtor using your subscription to provide professional services to clients)
Misrepresent identity: Impersonate any person or entity, or create accounts using false information
Send spam: Use the Service to send unsolicited commercial communications
Circumvent limits: Bypass plan limits, rate limits, or other restrictions designed to maintain Service stability and fairness
Use stolen credentials: Access the Service using credentials you do not own or are not authorized to use
Violate Apple/Google terms: Use the mobile app in any manner that violates the Apple App Store Terms of Service or Google Play Terms of Service

Violation of any of these prohibitions may result in immediate suspension or termination of your account and may expose you to civil and criminal liability.

9. Intellectual Property Rights

9.1 Our Intellectual Property

The Service and all of its content, features, design, branding, code, algorithms, scoring methodology, market data presentations, copyright, trademarks, service marks, logos, and intellectual property are owned by or licensed to Your Best Data LLC. The Service is protected by U.S. and international intellectual property laws.

"MyInversorAI" and "Your Best Data" are trademarks or service marks of Your Best Data LLC. You may not use these marks without our prior written permission.

9.2 Feedback

If you provide us with feedback, suggestions, or ideas about the Service ("Feedback"), you grant us an unlimited, perpetual, irrevocable, royalty-free license to use that Feedback for any purpose, including incorporating it into the Service, without obligation to you.

10. Third-Party Services and Data

The Service relies on data and functionality provided by third parties, including but not limited to:

Property records and market data from RentCast
Address autocomplete and geocoding from Geoapify
Map rendering from Mapbox
Macroeconomic data from the Federal Reserve Bank of St. Louis (FRED)
Database, authentication, and storage from Supabase
Email delivery from Resend
Hosting from Hostinger

We do not control these third-party services. Their accuracy, availability, and continuity are not guaranteed. We are not liable for any errors, omissions, or unavailability of third-party data or services.

The Service may also display links to third-party websites. We are not responsible for the content, privacy practices, or business practices of those websites.

11. Disclaimers

11.1 Not Financial, Legal, or Real Estate Advice

THE SERVICE PROVIDES INFORMATIONAL ANALYSIS BASED ON USER-PROVIDED INPUTS AND THIRD-PARTY DATA. THE SERVICE IS NOT FINANCIAL ADVICE, INVESTMENT ADVICE, LEGAL ADVICE, TAX ADVICE, REAL ESTATE APPRAISAL, OR ANY OTHER PROFESSIONAL ADVICE. Outputs of the Service, including investment scores, projected cash flows, internal rates of return, comparable rents, deal scores, and verdict text, are estimates and should not be relied upon as the sole basis for any investment, lending, purchase, sale, or other financial decision.

Real estate investing involves substantial risk, including the risk of loss of principal. Past performance and projections are not guarantees of future results. You should consult with qualified financial advisors, real estate professionals, attorneys, accountants, and other licensed professionals before making any investment or transaction decision based on the Service.

Where the Service is used by a licensed real estate professional ("Realtor user") to prepare reports for clients, the Realtor user is solely responsible for the accuracy, suitability, and presentation of those reports to their clients. Your Best Data LLC is not the source or guarantor of any opinion, recommendation, or representation made by Realtor users to their clients.

11.2 No Warranty

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, AND TITLE
WARRANTIES THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, OR THAT DEFECTS WILL BE CORRECTED
WARRANTIES REGARDING THE ACCURACY, RELIABILITY, COMPLETENESS, OR TIMELINESS OF ANY DATA OR CONTENT PROVIDED THROUGH THE SERVICE
WARRANTIES THAT THE SERVICE WILL MEET YOUR REQUIREMENTS

NO ORAL OR WRITTEN INFORMATION OR ADVICE OBTAINED FROM US OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED IN THESE TERMS.

Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL YOUR BEST DATA LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, LICENSORS, OR SERVICE PROVIDERS BE LIABLE TO YOU FOR ANY:

INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES
LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES
DAMAGES RESULTING FROM RELIANCE ON THE SERVICE FOR INVESTMENT, LENDING, OR OTHER FINANCIAL DECISIONS
DAMAGES RESULTING FROM UNAUTHORIZED ACCESS TO YOUR ACCOUNT
DAMAGES RESULTING FROM SERVICE INTERRUPTIONS OR DELAYS
DAMAGES RESULTING FROM ERRORS, OMISSIONS, OR INACCURACIES IN THIRD-PARTY DATA

WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL CUMULATIVE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100).

These limitations are an essential part of the agreement between you and Your Best Data LLC. Without these limitations, we would not be able to provide the Service to you. Some jurisdictions do not allow the exclusion or limitation of certain damages, so the limitations in this Section may not apply to you in full.

13. Indemnification

You agree to defend, indemnify, and hold harmless Your Best Data LLC, its officers, directors, employees, agents, affiliates, licensors, and service providers from and against any claims, damages, obligations, losses, liabilities, costs, debt, and expenses (including but not limited to reasonable attorneys' fees) arising from:

Your use of and access to the Service
Your violation of any term of these Terms
Your violation of any third-party right, including intellectual property, privacy, or publicity rights
Any User Content you submit to the Service
Your representations or recommendations to your clients (Realtor users)

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate fully with our defense.

14. Suspension and Termination

14.1 Termination by You

You may terminate your account at any time by deleting your account through the in-app option, the web-based deletion form at https://myinversorai.com/data-deletion, or by contacting info@myinversorai.com. Termination is effective upon processing of your request.

14.2 Termination by Us

We may suspend or terminate your account, with or without notice, at any time, for any reason, including:

Violation of these Terms
Failure to pay subscription fees
Suspected fraud, abuse, or unauthorized access
Inactivity for an extended period (typically 24+ months)
Compliance with legal or regulatory requirements
Discontinuation of the Service

14.3 Effect of Termination

Upon termination:

Your right to access the Service ceases immediately
Your User Content will be retained or deleted in accordance with our Privacy Policy and data retention schedule (typically deleted within 90 days, except as required for legal compliance)
Outstanding fees due remain payable
Sections that by their nature should survive termination (intellectual property, confidentiality, indemnification, limitation of liability, governing law, dispute resolution) will continue to apply

You may export your data before termination by contacting info@myinversorai.com.

15. Modifications to These Terms

We may modify these Terms at any time to reflect changes in our practices, technology, legal requirements, or other factors. When we make material changes, we will:

Update the "Last Updated" date at the top of these Terms
Provide a notice within the Service or by email to your registered address
For substantial changes, give at least 30 days' notice before the changes take effect

Your continued use of the Service after the effective date of any updated Terms constitutes your acceptance of the updated Terms. If you do not agree with the updated Terms, you must stop using the Service before the effective date.

16. Dispute Resolution; Arbitration; Class Action Waiver

Please read this section carefully. It affects your legal rights, including your right to file a lawsuit in court.

16.1 Informal Resolution

Before initiating any formal dispute, you agree to first contact us at info@myinversorai.com and attempt in good faith to resolve the dispute informally. We will attempt to resolve the dispute within 30 days of receipt of your notice.

16.2 Binding Arbitration

If informal resolution fails, any dispute, claim, or controversy arising out of or relating to these Terms or the Service ("Dispute") will be resolved by binding individual arbitration rather than in court, except that:

Either party may bring an individual action in small claims court for disputes within the jurisdiction of small claims court
Either party may seek emergency injunctive relief in court to protect intellectual property or confidentiality

The arbitration will be conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules. The arbitration will be conducted in English, in Miami-Dade County, Florida, or by videoconference at the arbitrator's discretion. The arbitrator's decision will be final and binding.

16.3 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH PARTY MAY BRING DISPUTES AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate the claims of multiple parties or preside over any class or representative proceeding.

16.4 30-Day Opt-Out Right

You may opt out of the arbitration agreement and class action waiver in this Section by sending written notice to info@myinversorai.com within 30 days of your first acceptance of these Terms, with the subject line "Arbitration Opt-Out." Your notice must include your full name, the email address associated with your account, and a clear statement that you wish to opt out of arbitration.

If you opt out, neither you nor we will be required to arbitrate Disputes; both parties' right to file a lawsuit in court is preserved. Opting out will not affect any other provision of these Terms.

16.5 Severability

If any portion of this Section 16 is found to be unenforceable, the remaining portions will continue in effect. If the class action waiver is found unenforceable in a particular dispute, then that particular dispute (but not the entire arbitration agreement) will proceed in court rather than arbitration.

17. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Florida and the federal laws of the United States, without regard to conflict-of-law principles. Subject to Section 16 (Dispute Resolution), any judicial action permitted under these Terms will be brought exclusively in the state or federal courts located in Miami-Dade County, Florida, and you consent to the personal jurisdiction of those courts.

The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

18. Miscellaneous

18.1 Entire Agreement. These Terms, together with the Privacy Policy and any other notices or agreements expressly incorporated, constitute the entire agreement between you and Your Best Data LLC regarding the Service.

18.2 Severability. If any provision of these Terms is found to be unenforceable or invalid, the remaining provisions will continue in full force and effect.

18.3 No Waiver. Our failure to enforce any right or provision of these Terms is not a waiver of that right or provision.

18.4 Assignment. You may not assign or transfer these Terms or your rights under them without our prior written consent. We may assign these Terms without your consent in connection with a merger, acquisition, sale of assets, or similar transaction.

18.5 Force Majeure. We are not liable for any failure or delay in performance caused by events beyond our reasonable control, including natural disasters, war, terrorism, civil unrest, governmental action, or failures of third-party infrastructure (such as internet service providers, cloud platforms, or payment processors).

18.6 Notices. We may provide notices to you by email to your registered address, by posting within the Service, or by other reasonable means. You agree to receive these notices electronically.

18.7 Apple App Store Additional Terms. If you access the Service through Apple's App Store, the following additional terms apply: (a) These Terms are between you and Your Best Data LLC, not Apple. Apple is not responsible for the Service or its content. (b) You may use the Service only on Apple-branded devices that you own or control. (c) Apple has no obligation to provide maintenance or support. (d) In the event of a failure to conform to a warranty, you may notify Apple, who will refund the purchase price; Apple has no other warranty obligation. (e) Apple is not responsible for product claims, intellectual property infringement, or other claims related to the Service. (f) Apple is a third-party beneficiary of these Terms and may enforce them against you.

18.8 Google Play Additional Terms. If you access the Service through Google Play, your use is also subject to the Google Play Terms of Service.

18.9 Headings. Section headings are for convenience only and do not affect interpretation of these Terms.

19. Contact Us

For questions, concerns, or notices regarding these Terms, please contact us:

Your Best Data LLC (d/b/a MyInversorAI)
3750 S Dixie Hwy, Suite 613
Miami, FL 33133
United States

Email: info@myinversorai.com

For privacy-related inquiries specifically, please refer to our Privacy Policy at https://myinversorai.com/privacy.

By using MyInversorAI, you acknowledge that you have read, understood, and agreed to these Terms of Service.