ZIP Code Tabulation Area
ZIP area 33809, Polk County, Florida: rent, home value and fair market rent
ZCTA 33809 is the U.S. Census Bureau's statistical area for ZIP code 33809, in Polk County, Florida. It has about 11,680 occupied homes, 35.8% of them renter-occupied (Census ACS 2020-2024).
Census American Community Survey
Key figures for ZIP area 33809
Census ACS five-year estimates for ZCTA 33809, 2020–2024.
- Median gross rent
- $1,510 per monthRenter homes paying cash rent; rent plus utilities · Census table B25064
- Median home value
- $292,000Owner-occupied homes; the owner's estimate · Census table B25077
- Median household income
- $70,100 per yearAll households; 2024 dollars · Census table B19013
- Renter-occupied homes
- 35.8% of occupied homesCensus table B25003
- Occupied homes
- About 11,680Rounded to tens · Census table B25003
- Rental vacancy rate
- 3.6%Vacant for rent, share of the rental inventory · Census table B25004
HUD Small Area Fair Market Rents
HUD fair market rents for ZIP 33809, fiscal year 2027
Fiscal year starting October 1, 2026. HUD's ZIP-level estimates at the 40th percentile of recent movers' gross rents, used to set Housing Choice Voucher payment standards in HUD-designated areas or where a housing agency opts in: a program benchmark, not the typical rent.
| Home size | Fair market rent per month |
|---|---|
| Studio (no bedroom) | $1,420 |
| 1 bedroom | $1,510 |
| 2 bedrooms | $1,820 |
| 3 bedrooms | $2,500 |
| 4 bedrooms | $3,040 |
FHFA House Price Index (developmental)
House price trend in ZIP 33809: FHFA index for 2025
From repeat sales and refinancings of single-family homes; it can be revised. Data as of March 31, 2026.
- Annual change, 2025
- +0.2%FHFA HPI, five-digit ZIP codes (developmental)
- Change over five years, 2020–2025
- +52.8%
Derived, not official statistics
MyInversorAI indicators for ZIP 33809 (derived, not official statistics)
Calculated from the medians above, which describe different groups; no margin of error is computed for them.
- Estimated gross annual yield
- 6.2%MyInversorAI estimate: 12 × median rent ÷ median value.
- Price-to-income ratio
- 4.2MyInversorAI estimate: median value ÷ median income.
- Rent-to-income ratio
- 25.8%MyInversorAI estimate: 12 × median rent ÷ median income.At or below HUD's 30% cost-burden line.
They describe the area, not a home, and promise no return.
ZIP area and state
ZIP 33809 compared with Florida
Difference calculated by MyInversorAI.
| Median | ZIP 33809 | Florida | Difference |
|---|---|---|---|
| Gross rent (per month) | $1,510 | $1,669 | −10% |
| Home value | $292,000 | $359,000 | −19% |
| Household income (per year) | $70,100 | $74,568 | −6% |
Within the state
Where ZIP 33809 ranks in Florida
Among the ZIP areas of Florida with a published value; ranked by MyInversorAI.
- Median gross rent: tied with 5 others for 366th lowest of 853 ZIP areas, below 56% of the others.
- Median home value: tied with 2 others for 342nd lowest of 898 ZIP areas, below 61% of the others.
- Median household income: 400th lowest of 906 ZIP areas, below 55% of the others.
- Rental vacancy rate: tied with 10 others for 142nd lowest of 736 ZIP areas, below 79% of the others.
Same main county
ZIP areas of Polk County with the closest median rent
Main county by area (Census 2020 ZCTA to County Relationship File).
| ZIP area | Median gross rent | Rent vs ZIP 33809 | Median home value | Value vs ZIP 33809 | Gross yield (MyInversorAI estimate) |
|---|---|---|---|---|---|
| ZIP 33837 | $1,700 | +$190 | $335,000 | +$43,000 | 6.1% |
| ZIP 33813 | $1,630 | +$120 | $366,000 | +$74,000 | 5.3% |
| ZIP 33884 | $1,580 | +$70 | $287,000 | −$5,000 | 6.6% |
| ZIP 33810 | $1,540 | +$30 | $282,000 | −$10,000 | 6.6% |
| ZIP 33803 | $1,450 | −$60 | $250,000 | −$42,000 | 7.0% |
| ZIP 33811 | $1,360 | −$150 | $333,000 | +$41,000 | 4.9% |
| ZIP 33859 | $1,290 | −$220 | $215,000 | −$77,000 | 7.2% |
| ZIP 33805 | $1,230 | −$280 | $198,000 | −$94,000 | 7.5% |
| ZIP 33860 | $1,200 | −$310 | $250,000 | −$42,000 | 5.8% |
| ZIP 33880 | $1,190 | −$320 | $228,000 | −$64,000 | 6.3% |
Quotable facts
Key facts about ZIP 33809
- In ZIP Code Tabulation Area 33809, the median gross rent was $1,510 a month and the median home value $292,000 in the Census ACS 2020-2024.
- Its median household income was $70,100 a year, and renters occupied 35.8% of its roughly 11,680 occupied homes.
- Its median gross rent is 10% lower than the Florida median ($1,669).
- Its median home value is 19% lower than the Florida median ($359,000).
- HUD's two-bedroom fair market rent in ZIP 33809 (fiscal year 2027) is $1,820 a month, 21% above the ACS median gross rent ($1,510).
- FHFA's developmental index for ZIP 33809 rose 0.2% in 2025 and 52.8% over five years.
- Its ACS rental vacancy rate was 3.6%, lower than in 79% of the other 735 Florida ZIP areas with a published rate.
- Its median household income is the 400th lowest of the 906 Florida ZIP areas with a published figure.
Sources and method
Where the figures come from
- Source: U.S. Census Bureau, American Community Survey 5-year estimates. This product uses the Census Bureau Data API but is not endorsed or certified by the Census Bureau.
- Source: U.S. Department of Housing and Urban Development, Small Area Fair Market Rents. This product uses the HUD User Data API but is not endorsed or certified by HUD User.
- Source: Federal Housing Finance Agency, House Price Index (five-digit ZIP codes, developmental).
- Source: U.S. Census Bureau, 2020 ZCTA to County Relationship File.
Rounded: ZIP-level ACS rents to $10, values to $1,000 and incomes to $100; state medians as published. No private listing data, forecasts or scores.
Caveats
Before you use these figures
A ZIP Code Tabulation Area does not always cover the same homes as the USPS ZIP code. Census medians with a coefficient of variation above 30%, or top- or bottom-coded, are not shown. Fair market rents are a HUD benchmark, not the typical rent. The main county holds the largest part of the area, not necessarily most residents.
ZIP Finder
Explore ZIP 33809 in the ZIP Finder
Search active for-sale listings in ZIP 33809 and analyze the ones you want with your own numbers. Free account, with a daily search limit.
Run your numbers
Analyze a rental property in ZIP 33809
Free calculators with your own figures.
Educational information
Not financial, tax or legal advice
These pages summarize published statistics for education. They are not a forecast, an appraisal, or financial, tax, lending or legal advice, and they do not promise any return. Estimates have margins of error and can be revised by their publishers. Verify the figures that matter to your decision.